certificate of occupancy No. 77/77/73 and I so hold. I have no doubt Annexture A came from the defendant to Lead British School and I so hold. P.W.3’s evidence is that Annexture B was given to Amasi Okon. This evidence of P.W.3 was not discredited under cross examination. All questions put to P.W.3 by defence counsel were geared towards establishing that the transaction between the defendant and Amasi Okon was a loan transaction and not on the sale of land and the documents given by the defendant. I find the fact that the defendant gave Annexture B to Amasi Okon proved and I so hold. P.W.3 in his evidence stated that the defendant admitted in her statement that she committed the offence of forgery. In Exhibit 7A, the defendant stated as follows: “When I collected the loan I gave him my C of O of (my) property situated at Gwarimpa Estate, Plot 10, Federal Government Layout, Abuja like I wrote before that I gave him 10million he refuse saying he wants the hole (sic) money am still trying to put money together to pay him like I said British School has nothing the said property belong to them, they have nothing to doing in this matter as far as am concern. The one that was (said) sold to British school was the one that came out first. The second one I applied say that I lost the original and I was giving (sic), that was the one I used in getting the loan, why was that was the only thing I have to get what I want, like I said I do not say I will not pay. I want to pay, all I need is time.” The defendant in her statement admitted that she gave both Lead British International School and Amasi Okon certificates of occupancy over her land. In her oral testimony in her defence she stated clearly that she gave 23