for the economic trees on the whole plots in the estate and that at the end of clearing and movement to site, he [PW1] will be given his plot and an approved plan to build his house. They further agreed that before he starts development on his plot, he will pay the balance of N8 million. Before they finished the clearing of the site, they had a problem with Gwari people because they needed complete payment of their money for the economic trees being N28 million. There was delay; PW1 was not happy with the delay and he started embarrassing the people who brought him to the company. When this was brought to his attention, he asked them to request a refund of John’s money. He asked them if John had ever gone to the site and they said no. John wrote a letter of refund and the letter showed that it was copied to EFCC. He did not respond to the letter since John copied EFCC. He called John on phone and he said he has already reported the case to EFCC. When he went to EFCC, he was granted bail. They [EFCC staff] asked him to bring the money to their office and they never visited the site. Later, he was advised to settle with the complainant and he agreed. He was eventually charged to court. DW1 further stated that presently, over 34 units of houses are standing in the estate and 2 are completed and furnished as a prototype. Most of the developments are on credit to enable him reach a certain milestone to be able to market the houses. Once he is able to raise money, he will pay John the sum he paid. He concluded that he did not cheat John; he is selling a product. 7