In a plethora of decided cases, it has been severally held that the EFCC has no business in dabbling into civil contracts and agreements. In the case of Omuma Micro Finance Bank Nigeria Ltd V. Ojinaka (2018) LPELR 43988 the Court of Appeal stated the Law as follows:“We have stated repeatedly that the police or any law enforcement Agency for that matter including the Economic and Financial Crimes Commission (EFCC), is not allowed to dabble into enforcement of civil contracts and agreements, or to engage in recovery of debts under the pretext of doing lawful duties.” - Abah V. UBN Plc (2015) LPELR 24758. - Oceanic Securities International Ltd V. Balogun (2013) All FWLR Pt. 677 (p) 653. - Ibiyeye V. Gold (2012) All FWLR Pt 659 P 1074. Cautioning the EFCC against metamorphosis civil cases into economic and financial crimes, the Supreme Court in the case of Diamond Bank Plc V. Opara (2018) LPELR 43907 per Sidi Berger JSC held as follows:“It is important for me to pause and say here that the powers conferred on the 3rd respondent i.e. the EFCC to receive complainants and prevent and/or fight the commission of financial crimes in Nigeria, pursuant to section 6(b) of the EFCC Act, does not extend to the investigation and / or resolution of disputes arising or resulting from simple contract or civil transactions... The EFCC has an inherent duty to scrutinize all complainants that it receive carefully no matter how carefully crafted by the complaining party, and be bold enough to counsel such complainants to seek appropriate/lawful means to resolve their disputes.” Expressing his further lamentations, His Lordships continues in the following words:- Page 27 of 31

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