your branch be dishonoured and brought to our attention since it was collected on a fraudulent pretext. Thank you. Yours faithfully. For: National Clearing and Forwarding Agency (Sgd) (Sgd) MR. P. IJEH MR. ANDY ISICHEI COY SECRETARY/LEGAL ADVISER MANAGING DIRECTOR CEO cc: (1) (2) Commissioner for Agriculture Yobe State. The Managing Director Habib Bank of Nigeria Limited Above is for your information and necessary action, please. Exhibit B reproduced is an indication that Exhibit C was not signed by Andy Isichei, the Managing Director and Chief Executive Officer of National Clearing and Forwarding Agency. The authentic signature of Andy Isichei the MD/CEO is in Exhibit B while the forged signature of the said Andy Isichei is in Exhibit C. A trial judge, sitting without a jury in a criminal case involving a questioned writing is entitled, without assistance of expert evidence, to personally compare the questioned writing with other writings which are acknowledged to be genuine and so find from such comparison whether the questioned writing is or is not a forgery. See THE QUEEN v WILCOX (1961) All NLR 631 SCN. Despite the letter Exhibit B written to the Manager of Habib Nigeria Bank Limited dated 22nd December 2000 and acknowledged same 6

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