4 l' ) ) which had a Cooperative Society of about 89 men and women. "\ l-ie is the chairman of the Cooperative called Erhuvwu Cooperative Society, which collects money from members, the Defendant is the treasurer and one Augustine Onoriode, now late was secretary. Money coltected is handed to the Defendant to take to the Bank and the Defendant : would show tellers to show he had paid the money into the bank at the end of November of every year, they collected their money from the l bank and distribute to each member what is due to him/her. Things went well for many years up till November,2AL2 when the'7 csuld not find the Defendant who had stopped coming to church. The Cooperative delegated the secretary one member and himself to go to the house of the Defendant where they met the Defendant absent but met his wife at home. She informed them that the Defendant travelled to Maduguri and would be back in December 2012. They went to the bank and discovered the account of the Cooperative had only #35,000 (thirty five thousand naira) instead of #2,663,600 (two million, six hundred and sixty three thousand naira) contributed by members.' When the Defendant later returned the parishioner counsel of the church calted a meeting to resolve the matter. The Defendant admitted the money was with him and undertook to repay th.e money in three installments by posted dated cheques of Access Bank Plc. A member of the church, who is a lawyer, drafted an agreement, Exhibit ,* J

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